In observance of Juneteenth, our branch will be closed on Friday, June 18, 2026. Online and mobile banking will remain available for your convenience. We will resume normal business hours on Monday, June 22, 2026.

Fraud Alert: Scammers are making calls that appear to come from MECU and asking for the last 10 digits of members' debit card numbers. Do not provide this information. MECU will never call and ask for your card number.
Skip to main content
TypeFee
Account Balancing/Research$20/hour
ATM/Debit Captured Card$15/hour
Canadian Collection Item$1 plus bank fee
Copy of Draft$5
Corporate Drafts$3
Dormant Account$5/month
Early Account Closure (less than 90 days)$15
Fax$1 per page
Legal Processing$30
Overdraft (per item paid)2$27
Overdraft Transfers (exceeding 3/month)$5
Non-Sufficient Funds (NSF)$27 each item
Notary Service (non-member)$2
Replacement ATM/Debit Card$10
Returned Deposit Item$5
Returned Mail$5
Statement Copy$4
Stop Payment $25
Domestic Outgoing Wire Transfer$26 plus bank fee
Foreign Outgoing Wire Transfer$52 plus bank fee

Loan Related Fees

TypeFee
Late Fee (5% of Payment Due)$10 minimum
Loan Extension Fee$25
Summer Skip-A-Payment$10

1: An account is considered dormant with no activity other than dividends for 180 days.

2: An overdraft fee may be imposed on the following transactions: share drafts, in-person withdrawal, ATM withdrawal or electronic means.

Join us on
a lasting journey

Create a lifelong relationship with Western Montanans just like you!

Join MECU

What our members are saying…

Checkout our monthly newsletter

See What's New

Follow us on Instagram