In observance of Juneteenth, our branch will be closed on Friday, June 18, 2026. Online and mobile banking will remain available for your convenience. We will resume normal business hours on Monday, June 22, 2026.

Fraud Alert: Scammers are making calls that appear to come from MECU and asking for the last 10 digits of members' debit card numbers. Do not provide this information. MECU will never call and ask for your card number.

Explore Our Loan Options

And Find The Perfect Loan For You

HOME LOANS

Competitive rates on both purchase money loans and refinancing

Primary residence or investment properties

Conventional, FHA, VA, Jumbo, First Time Homebuyers, USDA Rural Housing and Refinance programs

Convenient repayment terms that fit your budget.

The interest paid might be tax deductible*

Get the Latest Rates

MANUFACTURED/MOBILE HOME LOANS

Competitive rates for a manufactured or mobile home

Flexible terms tailored to your specific needs

Pre-approval is available in person, over the phone, or online

Trustworthy lending partners based right here in Western Montana

Decision making and processing right here in your own back yard

Explore Mobile Home Financing

HOME EQUITY LOANS

The existing equity in your home is used as collateral backing

The interest paid might be tax deductible*

Competitive rates on revolving credit that can be used for things such as:

College tuition

Starting a business

Medical expenses

Home improvements

Debt consolidations

Vacations

View Home Equity Loan Solutions

AUTO LOANS

Competitive rates on new or used vehicles

Pre-approval available for extra bargaining power at the dealership

Refinance your current vehicle to potentially lower your rate

Browse Vehicle Financing Options

BOAT LOANS

Competitive rates on new or used boats

Pre-approval available for extra bargaining power at the dealership

Refinance your current vehicle to potentially lower your rate

Check Out Boat Loan Options

RECREATIONAL VEHICLE (RV) LOANS

Competitive rates on new or used recreational vehicles

Pre-approval available for extra bargaining power at the dealership

Refinance your current vehicle to potentially lower your rate

Discover RV Financing Solutions

PERSONAL SIGNATURE LOANS

Competitive rates for a wide variety of personal needs

Convenient repayment terms that fit your budget

Quick, local decision-making and processing

View Flexible Personal Loans

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