In observance of Juneteenth, our branch will be closed on Friday, June 18, 2026. Online and mobile banking will remain available for your convenience. We will resume normal business hours on Monday, June 22, 2026.

Fraud Alert: Scammers are making calls that appear to come from MECU and asking for the last 10 digits of members' debit card numbers. Do not provide this information. MECU will never call and ask for your card number.

Home Equity Loans

Rates as low as 7.50% APR

Comfort and security take on a whole new meaning. Use the equity in your home to finance substantial expenses.

Access My Home Equity

Competitive rates for a variety of short-term or one-time needs.

Competitive Rates. Quick Decisions. Local Processing.

Education expenses

Major life events

Home improvements

Debt consolidation

Starting your business

And much more…

  • The existing equity in your home is used as collateral backing
  • Convenient repayment terms that fit your budget
  • The interest paid might be tax deductible*
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

If you already have a loan in progress, you can CLICK HERE to login to our mortgage portal.

To Get Started

  1. Click the Apply Now button below,

  2. Send us your application by:
    1. Emailing us at: loans@mtedcu.org
    2. Click Here to upload your documents
Apply Now

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