And how is it different from a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. Credit unions are owned and controlled by the people (members) who use its services. Your vote counts — our board of directors is elected by our members and are unpaid volunteers.
You don’t have to be a teacher to become a member. Montana Educators' Credit Union is open to:
All residents of Missoula, Granite, Lake, Mineral, Ravalli, and Sanders counties.
Families of current members
Complete your new member application online
If the current address is different from your ID, you will also need a monthly bill (Phone, utility, credit card, etc.) with current address.
All signers on the account must provide ID.