WHAT IS A CREDIT UNION?

And how is it different from a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. Credit unions are owned and controlled by the people (members) who use its services. Your vote counts — our board of directors is elected by our members and are unpaid volunteers.

WHO CAN JOIN?

You don’t have to be a teacher to become a member. Montana Educators' Credit Union is open to:

• All residents of Missoula, Granite, Lake, Mineral, Ravalli, and Sanders counties.

• Families of current members

JOIN TODAY

• Complete your new member application online

• Current picture ID is required to open an account

  • If the current address is different from your ID, you will also need a monthly bill (Phone, utility, credit card, etc.) with current address.

  • All signers on the account must provide ID.