In observance of Independence Day, our branch will close at 3:00 p.m. on Friday, July 3. Online and mobile banking will remain available for your convenience.

Fraud Alert: Scammers are making calls that appear to come from MECU and asking for the last 10 digits of members' debit card numbers. Do not provide this information. MECU will never call and ask for your card number.
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Whether you're launching at Flathead Lake or hitting the highway with a trailer behind you, summer in Western Montana doesn't wait. MECU makes it easy to finance the boat or RV you've been thinking about, with a great rate and better service than you'd get from a big bank or dealership.

We're local. We make our own decisions. And we're here when you call or text.

Rates at a Glance

Boat Loans

As low as 7.00% APR* | 2017 and newer
As low as 8.25% APR* | 2016 and older

RV Loans

As low as 7.00% APR* | 2017 and newer
As low as 8.25% APR* | 2016 and older
As low as 8.00% APR* | Off-road vehicles 2019 and newer

We finance RVs including motor homes, travel trailers, ATVs, snowmobiles, personal watercraft, and more.

Why MECU?

Get pre-approved before you shop. Know your number before you walk into the dealership. Don’t get stuck with a higher interest rate from a dealer referral in the heat of negotiations.

Quick, local decisions. Your application is reviewed right here in Western Montana, not routed to a call center somewhere else.

Terms that fit your budget. We'll work with you on repayment terms that make sense for your situation.

A team you can reach. Call or text us at (406) 728-1034. We're here, and we’re real humans.

How It Works

  1. Apply online or give us a call

  2. Get your pre-approval

  3. Shop with confidence knowing your financing is in place

  4. Head out on the water or the open road

Summer's short. Let's get you moving.

Apply online or contact our loan team today.

*APR = Annual Percentage Rate. Rates as low as 7.00% APR available on boats and RVs model year 2017 and newer. Rates subject to credit approval and may vary based on creditworthiness, loan term, and collateral. Membership eligibility required. Federally insured by NCUA.

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