Montana Has a Lot of Credit Union Options

Fall Into Savings

With a VISA from MECU

From back-to-school costs to football games and weekend getaways, your MECU VISA is the perfect way to cover your fall adventures. Enjoy low rates, secure spending, and rewards wherever you go.

With rates as low as 7.90% APR, it’s a smart way to spend this season.

Montana Medical Care Savings Account (MSA)

Secure Your Health, Secure Your Future

The Montana MSA lets residents save for medical and long-term care expenses while reducing their state income taxes.

• Save and invest tax-free: Contribute up to $4,600 (2025 limit) to an MSA using a savings, checking, CD, or investment account.
  
• Tax advantages: Contributions and earnings are not subject to Montana income tax if used for eligible medical expenses.
  
• Flexible use: Funds can cover medical costs for the account holder or anyone they choose.
  
• No earned income required: Any Montana resident age 18+ can open an MSA, regardless of employment or insurance type.
  
• Carry over funds: Unused balances roll over year to year and continue to grow tax-free.