"Pick Up" a Truck Loan

You can go pretty far in a new truck, but you don't have to go far to pick up a new truck loan. Montana Educators' Credit Union is local and loan decisions are made here in Missoula by real people. We will listen to you and direct you to a loan that fits your needs. Our rates are as low as 3.0% APR and we have flexible terms.

So, instead of a lot of fast talk, get a loan that's just as fast as the truck you want to buy. If you need to 'pick up' a truck loan please stop by and talk to Nick at Montana Educators' Credit Union-his number is 406-541-8736 or email him at nick@mtedcu.org.

Montana Medical Care Savings

MECU is happy to inform you that there has been an increase to the contribution limit on Montana Medical Care Savings Accounts for 2018. Contributions up to $3,500.00 can be used to reduce Montana taxable income for this year and that number will increase to $4,000.00 in 2019. The MSA limit will be increased by the Consumer Price Index rounded up to the nearest $500 increment after December 31, 2019.

Remember, the tax benefit is on the deposits, not the withdrawals. You need to make your 2018 contributions by December 31, 2018 but you have until January 15, 2019 to reimburse yourself for medical expenses incurred in 2018. More information on Montana Medical Savings Accounts can be obtained from the MSU MontGuide available at www.meuextension.org.

Please make your 2018 deposits as soon as possible to avoid a year end rush.

The annual fee of $35 will be assessed no later than December 31, 2018. If there are insufficient funds in your MSA to pay the fee, please transfer or deposit the needed amount to the account by December 28, 2018.

You will receive a letter by mid-January that provides your total deposits and interest earned to assist you in completing your Montana tax return.

Please call us at (406) 728-1034 if you have any questions. We appreciate your business and want to wish you a Merry Christmas and Happy New Year.

Montana Educators' Credit Union is open to all residents of Missoula County as well as active and retired school employees (public or private) in Granite, Mineral and Sanders Counties and their families.


Columbus Day Monday, October 8
Veterans Day Monday, November 12
Thanksgiving Day Thursday, November 22
Christmas Day, December 25th
New Year's Day, January 1st