A list of surcharge free ATMs can be found at this link:
Just click on the link and enter an address or zip code to find the closest surcharge free ATMs!
ATMs in Missoula include ones located at US Bank and 1st Montana Bank locations. Jeanie Network ATMs.
Surcharge free ATMs are in the CO-OP Network and include ones located at Missoula FCU, Park Side CU and Horizon CU branches. https://www.co-opfs.org/Shared-Branches-ATMs